@bpohl93 wrote:
So, not that anyone knows me on here, but I have posted a few threads about my activity. Yesterday, I paid off the final account on my credit report, leaving only my house and student loans as debt (both of which are in great standing). I was able to arrange a few PFD's, which was good. However, with others, I just paid a settlement amount with no PFD. I've been reading artound this forum and realize that my only option is a GW letter to the companies reporting "Settled for Less Than FUll Balance". However, as everyone knows on here, there is also the OC reporting a CO. So, my question is, do I need to send a GW letter to both the CA and the OC? Or, do I just need to send it to the CA? Any help would be much appreciated.
Hi there.
Yes you'll have to deal with the OC and CA separately. For example the OC will have late payments and the CO that are not associated with the CA at all. A CA only handles collections. You'll need to GW both the OC and CA depending on what each of them is reporting.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
