GW Letter Worked

[Mel2010]

Hello all remember when I told you about AFNI and getting them to delete my paid close  acc from the three credit bureaus well  I ck my three credit report and it was still on EQ so I call them and they said they  did it back in may they wrote to all three of the CRB to delete them so they are going to do it again on Monday because that is the days for sending out letters so do  anyone know what should I do or should I just wait and see what happen.  Also I am having trouble with Verizon getting them to delete all three of my paid close acc from the CRB do any one know if there is a email or a person I can write to to get this don its hurting my score a little.

[creditscore780]

I think that you should send a copy of the deletion letter from the CA to the CRA and ask that they delete the account from your credit report.

[BungalowMo]

I'd give it a little more time.  For me, EQ is always the last to update anything!

Also...I see you have all 3 scores there...where did you get them??

[Mel2010]

Hi , BungalowMo thanks  for your help also  I got two of my scores from here my fico and the Ex from Exprerian.com  from there website  they are running a special for $1.00  When you order your $1 Credit Report & Score, you will begin  your 7-day trial membership in Triple Advantage®. If you don’t cancel your membership** within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge. So I call today to cancel and they give it to me the T. A. For 7.47 but will call back tomorrow to cancel because I only wanted to know what was on my report and what was my score hope the score is right from them .

[BungalowMo]

Smart idea with the $1 deal, but just remember....those EX scores are FAKO's.  We all check them from time to time, but since we can't buy our EX FICO's any more, it's ok for entertainment value! 

Let us know when EQ drops the baddie & how your score here bumps afterwards!

[Mel2010]

Wow you are saying that I can't use that  Ex score for any help reason why am saying because we want to buy a house and is trying to keep an eye on our Score to see when we should try thanks for your help

[BungalowMo]

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@Mel2010 wrote:

Wow you are saying that I can't use that  Ex score for any help reason why am saying because we want to buy a house and is trying to keep an eye on our Score to see when we should try thanks for your help

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Yes...that's exactly it.  EX stopped selling us consumers our FICO score in Feb 09.  I am wanting to refi, so I keep an eye on my 2 FICO's here, and monitor all 3 reports on a 3-in-1 sire.  I just assume that my EX score is my lowest, and if that turns out to NOT be the case, all the better.  Mortgage lenders use your Mid score, so from the 2 here, just assume your lower score is the Mid, and ex is lower.  That way there are no BAD surprises.

[Mel2010]

Thanks for all of your help so am thinking that if my score here is 638 and 642 and if EX is 642 or not am looking good because its over 620 and hopefully soon it will be at 650-700 and what is the sit for the 3-1  your can send it to my email if you can't put it up here thanks

[BungalowMo]

This link contains a list of credit monitoring sites, costs, and what they offer....and of course, opinions!