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GW Letter for Closed accounts with Acct # Unknown?

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jtexasb
New Visitor

GW Letter for Closed accounts with Acct # Unknown?

Has anyone else had this experience and what was your solution.   I am attempting to send GW letters to several closed accounts with some 30 day late payments; however, I no longer have the account numbers as a reference for the credit card company and the credit reports do not show the last four of the account numbers.  Has anyone else run into this issue and how were you able to resolve it so the GW letters could be sent out?

Message 1 of 5
4 REPLIES 4
SunriseEarth
Moderator Emeritus

Re: GW Letter for Closed accounts with Acct # Unknown?


@jtexasb wrote:

Has anyone else had this experience and what was your solution.   I am attempting to send GW letters to several closed accounts with some 30 day late payments; however, I no longer have the account numbers as a reference for the credit card company and the credit reports do not show the last four of the account numbers.  Has anyone else run into this issue and how were you able to resolve it so the GW letters could be sent out?


For me,  I just called in and stated that I needed the full account numbers for my records.   They were able to verify me by SSN. 



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Message 2 of 5
lavencedora
Frequent Contributor

Re: GW Letter for Closed accounts with Acct # Unknown?

For me, I have sent GWs with the know digits of the account numbers listed & just XXXX for the rest, just as shown on the report. With my name, & possibly a $ amount or whatever, never had a problem with them not being able to identify the account I'm writing about. I like SunriseEarth's response, too. You've got this! :-)


Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three
Message 3 of 5
Shogun
Moderator Emeritus

Re: GW Letter for Closed accounts with Acct # Unknown?


@lavencedora wrote:

For me, I have sent GWs with the know digits of the account numbers listed & just XXXX for the rest, just as shown on the report. With my name, & possibly a $ amount or whatever, never had a problem with them not being able to identify the account I'm writing about. I like SunriseEarth's response, too. You've got this! :-)


+1

 

That information is more than enough for them to identify you.

Starting Score: 504
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EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Message 4 of 5
TrueGeminiNC
Frequent Contributor

Re: GW Letter for Closed accounts with Acct # Unknown?

Not certain if it is recomended; however, i have included my SS# on letters sent to creditors via certified mail. 

Message 5 of 5
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