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GW Letter to US Bank

Valued Contributor

GW Letter to US Bank

Hello --
 
I just discovered that I have a 30-day late showing from US Bank on a CC account on just one of my credit reports.  Can anyone tell me how US Bank is with GW letters and what the best address is to write to? 
 
Thanks!
 
 
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Oct 2017: EX8: 736; EQ8: 736; TU8: 747; EQ04: 734 FICO 9 Scores about 50 points higher
In My Wallet: Discover $63.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $209.8K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
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Moderator Emeritus

Re: GW Letter to US Bank

When sending a GW  you should mail to addy on your CR.
 
When is the late from?    if it is older then 2 years  leave it alone.
 
If you were never late   just file a dispute with that CRA......never late.
 
If the late is reported correct.....I would not let the CC know that it is only reporting on 1 CRA....they might correct it & you will see it on all 3. Even if you do not state it.......they will update all 3.
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