GW Paid Less Than Full Balance?

RaVeN50G · ‎08-20-2014

So I just signed up for EIDT and noticed that equifax is reporting my old Citicard as "Paid Less Than Full Balance" which apparently shows up as derogatory. Now for the other two CRA's it's showing up as simply "Paid." Should I GW Citicards to have them change the status to "Paid." I do not want them to change the reporting to my other CRA's and honestly I do not want them to delete it, since it is the older card I have on there, even though it's been close. Any suggestions?

RaVeN50G · ‎08-21-2014

bump

Momof5 · ‎08-21-2014

Has all late payments (derogatories) been deleted from the TL? Is this the only thing showing derogatory? If so, send a letter, not of goodwill, but notifying them that they are violating the FCRA reporting a derogatory comment that antedates the report by more than 7 years. When was the DOFD?

Starting Score: 472
Current Score: EQ:703 TU: 729 EX:737
Goal Score: 750

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