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GW Success! Collection Company of America

Regular Contributor

Re: GW Success! Collection Company of America

This is what I wrote:

 

Dear Sir/Madam; This letter is in reference to xxxxxxx, which is the only number I have from the credit bureau. This original amount owed was paid directly to Spinal Imaging. I am writing to see if you would please make a goodwill adjustment by removing this account and notifying all three credit reporting agencies that this account is no longer in existence. This account is hindering me from buying my first home and I would love it if you would please consider the removal of this account.    

 

 

 

 

 

 

thanks and Good Luck!


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!
Message 11 of 19
New Member

Re: GW Success! Collection Company of America

I have the same situation with EOS CCA.....paid AT&T because it was something that slipped through the cracks when I got married and moved and I still have 2 open accounts with AT&T.  I made a separate payment to EOS CCA for $48 for their "collection fee" they tacked on to the balance and included it in with a goodwill letter begging for them to delete.  I followed up with a phone call and was told the account was closed and returned to AT&T.  I asked if there was any way to have the item deleted as it is keeping me from being able to obtain car financing, mortgage, etc.  No, we can't do that.  Did you have any luck getting this item removed?  I was wondering if I wait a couple of months and dispute with the CRAs if they won't verify and let them fall off since in their words the account was closed and returned to AT&T.  Just wondering what, if anything worked for you in this instance.......thanks! 

Message 12 of 19
Valued Contributor

Re: GW Success! Collection Company of America

See with EOSCCA, contact the person i sent you, i paid the OC rather then EOSCCA, and EOSCCA closed it out immediately. 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 13 of 19
Contributor

Re: GW Success! Collection Company of America

I made the mistake of paying EOS CCA as soon as I saw it pop up on my CR. I've been writing/sending requests for years to no avail. I gave up about 6 months ago. It's another 4 years until it's removed. This is the only bad item on my CR at this point. No idea what to do next.

Message 14 of 19
New Member

Re: GW Success! Collection Company of America

Just a quick update -- within 2 hours of sending GW letter, I received a response from EOS CCA stating they have closed the account and that it will be deleted from all three of my credit reports.   So thankful I found this site!!! 

Message 15 of 19
Valued Contributor

Re: GW Success! Collection Company of America

Congratz~ you rock!!!

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 16 of 19
Highlighted
Valued Contributor

Re: GW Success! Collection Company of America


momofthree0802 wrote:

Just a quick update -- within 2 hours of sending GW letter, I received a response from EOS CCA stating they have closed the account and that it will be deleted from all three of my credit reports.   So thankful I found this site!!! 



Told ya the email addys Ben and I had worked Smiley Wink

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 17 of 19
New Contributor

Re: GW Success! Collection Company of America

Can you please pm me the email address for eos cca?

Message 18 of 19
Valued Contributor

Re: GW Success! Collection Company of America


DCole3g wrote:

Can you please pm me the email address for eos cca?


I have PMed you the information

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 19 of 19