I wrote a short simple GW letter to Collection Company of America for a paid $165. med collection (bc I didn't follow whychat's process correctly) and IT WORKED!
Well, as far as EQ was concerned, it was removed. Got the updated myfico score today. I haven't gotten the hard confirmation letter yet.
Not sure when EX will update it.
I basically asked it to be removed because we were wanting to buy a house. Seriously no more than 5 lines.
Which means we can move forward!
scared my husband half to death when I called him on the phone crying because I was so happy when I saw the score!
I have a paid collection with them also but mine was paid to at&t instead of them, but they are listed as the CA on my reports with a zero balance. Can you give me their address as well. Im going to try the goodwill letter too.
700 Longwater Drive
Norwell, MA 02061-1796
now granted I didn't get a response either, at least not yet. but it disappeared from my EQ.
introvert, stay with it!
I was doubtful too, considering the # of letters I had sent to the credit card companies. Silly me never once thought to GW the collection account. Especially since it had been paid months ago. I never got the ScoreWatch alert, but maybe that's bc I kept pulling them myself every week praying for a change. LOL
Now if only I can get Chase, HSBC, Target and CapOne to gw the lates...
Ill try shortening my GW letter. It's pretty long. Maybe they just see almost a page and throw it away without reading.
by the way, congrats.