Rebuilding Your Credit

[isisblue]

I wrote a short simple GW letter to Collection Company of America for a paid $165. med collection (bc I didn't follow whychat's process correctly) and IT WORKED!

Well, as far as EQ was concerned, it was removed. Got the updated myfico score today. I haven't gotten the hard confirmation letter yet.

Not sure when EX will update it.

I basically asked it to be removed because we were wanting to buy a house.  Seriously no more than 5 lines.

Which means we can move forward!

scared my husband half to death when I called him on the phone crying because I was so happy when I saw the score!

[introvert]

What address did you send the GW letter to? I've sent them a couple of letters already the past few months, with no response...

[heatherskib]

HIP HIP HOORAY!

[newstart2010]

GOOD FOR YOU!!! 

[socialbutterflyin]

I have a paid collection with them also but mine was paid to at&t instead of them, but they are listed as the CA on my reports with a zero balance. Can you give me their address as well. Im going to try the goodwill letter too.

thanks

[isisblue]

700 Longwater Drive
Norwell, MA 02061-1796

now granted I didn't get a response either, at least not yet. but it disappeared from my EQ.

[introvert]

I've sent 4 or 5 letters since October.. No response and it's still on all three CBs..

[lucent]

congrats!!!

introvert, stay with it!

[isisblue]

I was doubtful too, considering the # of letters I had sent to the credit card companies.  Silly me never once thought to GW the collection account. Especially since it had been paid months ago.  I never got the ScoreWatch alert, but maybe that's bc I kept pulling them myself every week praying for a change. LOL

Now if only I can get Chase, HSBC, Target and CapOne to gw the lates...

[introvert]

Ill try shortening my GW letter. It's pretty long. Maybe they just see almost a page and throw it away without reading.

by the way, congrats.