No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have an paid/closed account with Macy's that's reporting 3 lates in late 2002. I called yesterday to request a goodwill adjustment and was told it was not possible. I then faxed and emailed a goodwill letter to them. I received an email earlier today stating that they will honor my request to update the credit agencies as a courtesy. I was told to expect a letter of confirmation within 10 business days and to allow 60 days for the 3 major credit bureaus to have the info updated.
I'm not sure if this will impact my score any because of the age but I'm still delighted to know that I'll have one less negative item being reported. This has also provided the much needed motiviation to tackle a few more tradelines.
Thanks to everyone for all of your contributions to the forum.
Interesting. That certainly give me a little bit of hope! I tried GW'ing them earlier this year (February) but didn't make any progress. I think my letter is better this time around though
When you think about it, it's pretty amazing that a $120 paid chargeoff from a few years ago can be the difference between getting a mortgage or having to rent!