cancel
Showing results for 
Search instead for 
Did you mean: 

GW Success sends me to the 700 club!!!

tag
newmomnewme
Valued Contributor

GW Success sends me to the 700 club!!!

Since October 2013, I sent over 20 e-mail messages, 20 letters, and at least 10 telephone calls to Fair Collections and Outsourcing.  Last week, I decided to call and ask for a goodwill removal of the paid collections (1 from 2011 and 1 from 2012)...I spoke to two people and asked to speak to a manager...they said he would call me back. They both said it wasn't their policy to remove TL from credit reports. I called on Monday and again yesterday....I finally got in touch with the manager; left him a message, he called right back and said he would have to look into it. After 15 more minutes, he said he would have BOTH TL removed and send me a deletion letter.

 

I got a score alert today.....BOTH collections were removed and my score jumped from 693 to 711!!!!!!!! Happy dancing in my seat. So thankful for myFico family!!!!

 

Happy Friday all. Remember, Goodwilling works....patience is a requirement; we just need to get to the right person at the right time. Smiley Very Happy

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 1 of 17
16 REPLIES 16
gdale6
Moderator Emeritus

Re: GW Success sends me to the 700 club!!!

Grats to your success Smiley Happy

Message 2 of 17
newmomnewme
Valued Contributor

Re: GW Success sends me to the 700 club!!!

Thanks gdale!!! I NEVER thought it would happen so quickly.....I am going to keep pushing. I am down to 3 baddies, I can't wait to see my score when they are ALL gone! Actually, I need to e-mail Cap1 EO now. Have an awesome weekend!

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 3 of 17
Whitneyy
Valued Contributor

Re: GW Success sends me to the 700 club!!!

Congrats!

 

Persistence is key!

GOAL - 700 FICO across the board!
Message 4 of 17
FatBank
New Contributor

Re: GW Success sends me to the 700 club!!!


over 20 e-mail messages, 20 letters, and at least 10 telephone calls

 Now that's the type of dedication i'm talking about! Awesome stuff! Congrats!



Starting Score: Fico TU 571 (11/21/12)
Current Score: Fico EX 719 (04/23/14) Fico EQ 681 (04/18/14) Fico TU 713 (03/31/14)
Goal Score: 720+


Take the myFICO Fitness Challenge
Message 5 of 17
SunriseEarth
Moderator Emeritus

Re: GW Success sends me to the 700 club!!!


@newmomnewme wrote:

Since October 2013, I sent over 20 e-mail messages, 20 letters, and at least 10 telephone calls to Fair Collections and Outsourcing.  Last week, I decided to call and ask for a goodwill removal of the paid collections (1 from 2011 and 1 from 2012)...I spoke to two people and asked to speak to a manager...they said he would call me back. They both said it wasn't their policy to remove TL from credit reports. I called on Monday and again yesterday....I finally got in touch with the manager; left him a message, he called right back and said he would have to look into it. After 15 more minutes, he said he would have BOTH TL removed and send me a deletion letter.

 

I got a score alert today.....BOTH collections were removed and my score jumped from 693 to 711!!!!!!!! Happy dancing in my seat. So thankful for myFico family!!!!

 

Happy Friday all. Remember, Goodwilling works....patience is a requirement; we just need to get to the right person at the right time. Smiley Very Happy


Congrats!

 

GW success just requires perseverance and a little luck.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 17
BigBS
Senior Contributor

Re: GW Success sends me to the 700 club!!!

Great way to celebrate a Friday evening!  Congrats.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 17
lesse
Frequent Contributor

Re: GW Success sends me to the 700 club!!!

Wow congrats on your success !!
START (FICO): 1/28/2013 EQ: 499 EX: 558 TU: 536
Lender Pull:
UPDATED SCORE 10/2015: EX: 763 TU: 709 EQ: 720


GOAL 800 Across the board
Wallet:Credit One $600; NFCU (secured- Changed to unsecured) $7500; NFCU (Unsecured)$500- increase to $12,500 BOA: $1000 Home Depot/Lowes $800 each Childrens Place $350 Sams Club $800
Garden Time Smiley Happy
Message 8 of 17
newmomnewme
Valued Contributor

Re: GW Success sends me to the 700 club!!!

Thanks Everybody!!!!! The TL have been removed from ALL three reports. YAY!!!!

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 9 of 17
mt2va
Established Contributor

Re: GW Success sends me to the 700 club!!!

Congratulations and this gives me hope.  So far I've had no luck with GW letters or calls but I haven't tried as many times as you have.

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.