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GW Success times two

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Anonymous
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GW Success times two

Sweet!  I checked my newest experian credit report after recieving notification that I was successful at removing 2 30 day late payments from my credit report.

 

The first was an orchard bank 30 day late in 2010 and the other was a chase bank 30 day late in 2007.  Both have been removed.

 

Additionally, I see that Experian has my only two negatives left slated to be removed in December of this year, so that should really help my score...expecially since 5 of my 12 hard inquiries are falling off between Auguest and November of this year as well.  Hopefully I will see a nice score jump once everything reports.

 

It also appears that both will also be removed from both TU and Equifax.

Message 1 of 4
3 REPLIES 3
madmann26
Valued Contributor

Re: GW Success times two

Congrats!

 

On average, based on watching my own score, each unique inquiry is worth about 2-4 points, each.

Current FICO 9 Scores



Message 2 of 4
chevyman
Contributor

Re: GW Success times two

Any way to tell if the inquiries are hard or soft pulls
Message 3 of 4
madmann26
Valued Contributor

Re: GW Success times two


@chevyman wrote:
Any way to tell if the inquiries are hard or soft pulls

There are 2 things to look for when looking at your EQ report:

 

"inquiries that hurt your score" and "inquiries that do not hurt your score".

Current FICO 9 Scores



Message 4 of 4
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