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I have had an account with a loan company on & off for over 10 years now and I have some old accounts with them that are showing up as late payments.
I have tried to send them a gw letter to show as paid as agreed or something but I have not been successful as of yet. They say that they can't change the
way they are reporting.Is there anything else that I can do to get it updated so my score can go up?
Any help is appreciated because I really need help with this one?
Thanks in advance!!
Are these late payments recent?
No they are on old accounts that have been paid off & closed.
Are you wanting the loan co to remove late payments or change the way the TL reads?
Late payments should drop off a CR at the 7yr mark from each individual late .