Reply
Frequent Contributor
Posts: 434
Registered: ‎05-16-2012
0

GW accepted from Credit Collection Services! UPDATE: and Afni!

[ Edited ]

After encouragement from nwilson and another poster who mentioned sending letters to CEOs and the rest of this forum, I sent an email to CCS corporation CEO yesterday and just a second ago I received a call from the CEOs office telling me they are deleting the collection from my transunion, which is the only report it's still being reported on and is my lowest FICO and she will be sending me a letter for confirmation that it will be deleted! That's my first GW and gives me hope I can get the last couple off my report!

 

Thanks everyone!

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17,500 / USAA AMEX $7,200 / USAA AMEX $4,000 / USAA VISA $4,000 / CHASE FREEDOM $3,000 / Lowes $2,500 / CarCareOne $1,800
Established Member
Posts: 96
Registered: ‎07-01-2012
0

Re: GW accepted from Credit Collection Services!

Yay!!! Congrats!!!
4/26/12 - TU 600, EQ 595, EX 553
7/2/12 - TU 612, EQ 594, EX 584 Lender pull
7/7/12 - TU 664, EQ 627, EX???
GOAL - 720 minimum across the board

Mantra - Having bad credit is a sure way to become financially invisible.
Frequent Contributor
Posts: 434
Registered: ‎05-16-2012
0

Re: GW accepted from Credit Collection Services!

Today is two fold, not only did I get a call from the CCS CEO's office, my Afni collections were deleted from my credit report too!! Happy July 4th! .. Gonna run my fico today and see what my jump is

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17,500 / USAA AMEX $7,200 / USAA AMEX $4,000 / USAA VISA $4,000 / CHASE FREEDOM $3,000 / Lowes $2,500 / CarCareOne $1,800
Established Member
Posts: 96
Registered: ‎07-01-2012
0

Re: GW accepted from Credit Collection Services! UPDATE: and Afni!

Oh wow thats great! Hopefully you get a nice increase. Let us know!
4/26/12 - TU 600, EQ 595, EX 553
7/2/12 - TU 612, EQ 594, EX 584 Lender pull
7/7/12 - TU 664, EQ 627, EX???
GOAL - 720 minimum across the board

Mantra - Having bad credit is a sure way to become financially invisible.
New Member
Posts: 10
Registered: ‎11-06-2011
0

Re: GW accepted from Credit Collection Services!


seigex wrote:

Today is two fold, not only did I get a call from the CCS CEO's office, my Afni collections were deleted from my credit report too!! Happy July 4th! .. Gonna run my fico today and see what my jump is


I'd wait a few days before you run it, enjoy the long weekend, nothing is getting processed this week Smiley Happy

 

No use in wasting the pull if the data wont be updated.  It takes a bit of time for those reports to be removed, if you have score watch you should get an update, but i'd honestly wait until next week if it were me.


Starting Score: 527 EQ May 16, 2011
Current Scores: 631 EQ / 670 EX / 663 TU ( as of 7/12 )
Goal Scores: 700 across the board!
Frequent Contributor
Posts: 434
Registered: ‎05-16-2012
0

Re: GW accepted from Credit Collection Services!


Kabilos wrote:

seigex wrote:

Today is two fold, not only did I get a call from the CCS CEO's office, my Afni collections were deleted from my credit report too!! Happy July 4th! .. Gonna run my fico today and see what my jump is


I'd wait a few days before you run it, enjoy the long weekend, nothing is getting processed this week Smiley Happy

 

No use in wasting the pull if the data wont be updated.  It takes a bit of time for those reports to be removed, if you have score watch you should get an update, but i'd honestly wait until next week if it were me.


thanks for the heads up Smiley Happy The EQ dispute results already posted and showed DELETED and doesn't have the CCS collection on it (only TU)... the report attached to the completion showed it off.. but I'll wait to check my USAA refresh after midnight to see... the TU i'm not worried about I know that one will take a while to delete, and I still have to dispute the Afni one on it, and for some reason the dispute page is down right now Smiley Sad

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17,500 / USAA AMEX $7,200 / USAA AMEX $4,000 / USAA VISA $4,000 / CHASE FREEDOM $3,000 / Lowes $2,500 / CarCareOne $1,800
Highlighted
New Contributor
Posts: 61
Registered: ‎01-27-2012
0

Re: GW accepted from Credit Collection Services! UPDATE: and Afni!

Can you forward me the address you used for their CEO? Thanks!

Starting Score: EQ 489 1/2012 TU 493 1/2012
Current Score: EQ 547 5/2012 TU 562 5/2012
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
Posts: 232
Registered: ‎06-01-2012
0

Re: GW accepted from Credit Collection Services!

WooHoo!  Congrats!


Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Established Contributor
Posts: 586
Registered: ‎07-20-2008
0

Re: GW accepted from Credit Collection Services! UPDATE: and Afni!

Can you please PM this email info also?? Thanks so much!

Filed Chap 7 4/24/15, 341 hearing 5/29/15
Regular Contributor
Posts: 146
Registered: ‎01-24-2012
0

Re: GW accepted from Credit Collection Services! UPDATE: and Afni!

May I have the CCS info also?

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.