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Who are you going to PIF the bank? Or does someone else have it?
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Do a PDF. RJM did the same thing to me and I did not send them any money until I had a letter saying they would delete once paid. Get it in writing from them. After coming to an agreement with them they conveniently sent me a letter saying they are waiting on my payment, I sent them a letter saying they forgot to send me a letter saying that once it was received they would delete the account. They sent me a letter and I sent them a money order, The next time I checked my CR it was gone and I was also removed from Chexsystem.
Get a PDF in writing!!!