07-25-2011 05:05 PM
I have 2 account with derogatory info on them. Do you guys recommend i send GW letter to the credit card companies and at the same time dispute the accounts on the CR or not?
07-25-2011 06:35 PM
i recommend starting with a CB dispute, if it comes back as verified, then send the CA a DV letter.
If the information they send you is sufficient, then start with a PFD (if there's a balance), if 0 balance, send GW letter.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO