No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi guys,
Quick question for people with experience. I had a recent success with Nordstrom agreeing to remove a 90-day late. Now, I have one 60-day and two 30-day lates I want removed as well. As I continue to GW the rest of these lates, will anyone looking in my "file" at a later date know I successfully had 90-day late removed? Is a record made of it? When I wrote my original GW letter, I didn't want to sound too greedy so I asked for the 90-day late to be removed. I'm worried I missed an opportunity now to remove more lates because I didn't ask, and I don't want that held against me as I attempt to continue to GW the rest of the lates.
Thanks.
30 and 60 day lates will impact your score for up to 2 yrs. After that they start to fade away. each late will fall off at 7 yrs from that date of occurance. 90+ day lates are major derogatory's and can affect your score for nearly 7 yrs. Good job on the GW letter for the 90 day late!!!