GW example for a tradeline deletion

[AtmyOffice]

Anyone have a sample of this? I have an account with GEMB where they wont GW the two 30s and one 60 I have. Wondering if now that I have paid it off, I can ask for the tradeline to be deleted instead. Worth a stamp, I think.

[marty56]

If they won't GW the lates then they certianly won;t delete the entire TL.  Anyway it is the CRAs that delete TLs and I can't imagine a justification that they would have to do so.  If you wan't to send letters, then keep sending GWs.  After a few years the lates won't be hurting your score that much and the histroy of the account will help your AAoA.