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Contributor
Posts: 230
Registered: ‎10-01-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

Ha, nothing to add but I really enjoyed reading that!  

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Posts: 15
Registered: ‎10-30-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

Just a bit of an update. I spoke with a nice lady at CSC Services on Tuesday. She gave me another fax number to send the documents directly to them, saying it might take EQ a couple of days to even start pushing the papers to them. Amazing how easy things go when one initiates a conversation with "How're you doing this morning?" I was on and off the phone in all of five minutes and change. 

 

I have also received an automated e-mail from EQ saying that the reinvestigation has begun. So far, so good. Hopefully Zephram and Melvin get it right this time! 

 

Also, ScoreWatch alert woke me up last night, but I certainly did not mind. 579 to 603. Gave me an excuse to go snag a cookie from the kitchen to celebrate another small victory.

TU - 618 / EQ - 603 / EX - 630something perhaps maybe?
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Primary goal: FHA 1st-timer's minimum of 620 across the board ASAP
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End game: mid 700s across the board at some point in the next couple of years
Regular Contributor
Posts: 123
Registered: ‎10-01-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

This thread cracked me up. :smileyhappy:  I'm waiting patiently for EQ to update  as well. Other 2 did right away.  I'm having trouble with GERCB. I've sent a couple of GW's for 3 30 day lates from 2009. No luck. Just mailed a GW to a head honcho so hoping I hear something positive soon. :smileyhappy:

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
Regular Contributor
Posts: 147
Registered: ‎03-21-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

EQ is slow but they finally deleted a CA from my report yesterday.  They ca sent the request last monday!

Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Established Member
Posts: 15
Registered: ‎10-30-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

[ Edited ]

@RN67 - I have a name to use for that if you want/need. 

 

Got brave after reading multiple success stories with WFNNB, so I found a fax number for them and dashed off another GW letter. Let's see how they do. 

TU - 618 / EQ - 603 / EX - 630something perhaps maybe?
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Primary goal: FHA 1st-timer's minimum of 620 across the board ASAP
---
End game: mid 700s across the board at some point in the next couple of years
Regular Contributor
Posts: 123
Registered: ‎10-01-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

AWESOME! Can you PM me please? Thank you so much!! :smileyhappy:

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
Established Member
Posts: 15
Registered: ‎10-30-2012
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Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

Sent.

 

And it's not Melvin or Zephram.

TU - 618 / EQ - 603 / EX - 630something perhaps maybe?
---
Primary goal: FHA 1st-timer's minimum of 620 across the board ASAP
---
End game: mid 700s across the board at some point in the next couple of years
Established Member
Posts: 15
Registered: ‎10-30-2012
0

Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

How many employees of CSC does it take to screw in a light bulb. . . or tend a reinvestigation?

 

Apparently, it's three. 

 

I pulled up the investigation site with the last confirmation number I had stored in my e-mail just to see if the feathers had been ruffled. Three new investigations with three unique confirmation numbers? Can't say I've seen that happen before. Does anyone have a touch of insight as to why a single fax about a single item underwent mitosis and turned into either the witch scene from Macbeth ("Thrice the brinded cat hath mew'd! Thrice and once, the hedge-pig whin'd! Round about the cauldron go!")?

 

Hope I haven't opened a proverbial can o' worms, though I've no clue why simple submission of "I'm right and you're not. Fix it, please." would have some adverse effect like that. Ideas, hypotheses, and witticisms appreciated. 

 

 

TU - 618 / EQ - 603 / EX - 630something perhaps maybe?
---
Primary goal: FHA 1st-timer's minimum of 620 across the board ASAP
---
End game: mid 700s across the board at some point in the next couple of years
Established Member
Posts: 15
Registered: ‎10-30-2012
0

Re: GW fun, EQ Stubbornness, and other shenanigans in rebuilding - an anecdote

[ Edited ]

Does anyone have some solid contact info for Comenity/WFNNB as far as GW purposes go?

 

I'd like to see if I can be as convincing to them for an old DressBarn account I opened for my ex-wife during the first marriage.

 

I sent them a letter via fax, but I have a feeling it might have found its way into the "Pfft, really?" bin. If I were to get these cats to flatline the history, I'd 

be in the proverbial high cotton (couple of 60s dancing about and blowing spitballs everywhere).

 

Also, in the "sweet deal" section of things, I got an e-mail from Merrick's customer service today. They amped my limit up by another $300 to a very

nice $1500. That's the second bump in six months!

TU - 618 / EQ - 603 / EX - 630something perhaps maybe?
---
Primary goal: FHA 1st-timer's minimum of 620 across the board ASAP
---
End game: mid 700s across the board at some point in the next couple of years
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