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Established Contributor
rtw
Posts: 772
Registered: ‎05-01-2012

GW letter - RJM

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‎06-23-2012 06:04 PM

Sent GW letter to RJM and they agreed to delete a collection from my credit reports. They indicated that it would take 45 days. Does anyone know if it typically takes the full 45 days to be deleted. Should I be sending RJM's letter directly to the CRAs?

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 710 (PSECU 6/01/13) TU: 715 (6/01/13) EQ: 688 (6/01/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Valued Contributor
injustifiiable
Posts: 1,114
Registered: ‎03-30-2012

Re: GW letter - RJM

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‎06-24-2012 10:56 AM

It may but usually doesn't take that long. RJM is pretty good about deleting, actually. I wish all CA's were as humane as them.


Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board

Take the FICO Fitness Challenge
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Established Contributor
rtw
Posts: 772
Registered: ‎05-01-2012

Re: GW letter - RJM

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‎06-24-2012 11:28 AM

Thanks injustifiable. I just got shot down by Midland today. Waiting to hear back from National Recovery. Hoping to at least go two for three. They are the only collections on my reports.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 710 (PSECU 6/01/13) TU: 715 (6/01/13) EQ: 688 (6/01/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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