GW letter has turned to a dispute on my credit report

[Anonymous]

I can't believe it! Before learnign about PFD and all that good stuff, I went ahead and paid all my collections in full. Now I have been sending GW letters after teh fact. I just received a call from MCM stating that my GW letter will be reported as a dispute on my credit report! I can't believe it. I had no idea that my GW letters could cause problems. Has anyone had any experice with this? 

[Dapper_Dan]

It sounds like maybe it's a standard operating procedure in order for them to escalate the item internally.  Someone posted a similar expreience, where they had a late moved from December to January... and were then told to dispute the Jan late.  It sounds like whoever was trying to help GW the account was doing something sneaky to trick the internal system.  Sometimes, you have to outwit the system because the computer program only works one way.  Let us know how your dispute turns out.

[Shogun]

Actually this happens alot.  Just keep plugging away at it.

[Anonymous]

Thanks everyone! I'll keep plugging away

[pds1061]

I was so glad to see this post.I had the same thing just happen. I paid off Midland (my only collection) and sent a gw letter asking of it might be removed as derogatory..and got an alert that it showed as a "consumer dispute"..of course I freaked out but my heart rate came down seeing that this may just be their way of working their system. It also says something about dispute investigation reopened..hope it's a good sign!

I'm fairly new to myfico and thanks to all for your input..it helps to not feel alone!!

[ficochat]

I had the same thing happen and a few days later the item was completely deleted from my credit report.  I do think it is the way the work their system because I called the CB and they told me it was just their internal process and it wasn't an actual dispute. 

[creditballer]

I recently sent a GW letter to Wells Fargo for 5 late mtg pmts on a loan modification Feb-Jun 2011...it now shows "consumer disputes info". This account was the only (1) negative on my report...now I have 0 negatives....in the pmt history EX had shown (FS-foreclosure started), however, now it shows 120days late...my scores went up about 10-20 points instantly to 736 FICO/ FAKOS TU 742..

Questions: If Wells agrees to GW...how will this account show on my CR's? will the lates show OK or ND or remain 30/60/90/120/120? will the "consume disputes info" remain? Can my scores go down it they don't do the GW? OR is the GW already done? 

I called Wells and the rep said, i would receive notification of results by Jan 17. Curious...Thx