01-16-2013 08:30 AM
In an attempt to shore up my FICO score and clean up my credit report in advance of pursuing a mortgage, I sent NCO Financial Services a GW email this week. I have a $310 paid collection from five years ago that I was hoping they would agree to remove. I'd read about some successes on this and other forums.
They left me a voice mail today requesting I return the call today, so I called back, extremely hopeful. Unfortunately, nothing doing. They operator - a young man with an Indian accent - said that it was "against the law" for them to remove the collection, unless I was actually disputing the collection or thought it was in error.
Am I just out of luck at this point? Or is there another path that some of you might pursue?
01-16-2013 09:22 AM
Send another one snail mail.
01-23-2013 01:17 PM
I personally have ran into this as well with GW, both on the phone & via mail. I have had this happen with credit cards (Capital One) & collections. Do we just keep resending via mail and hope someone else opens the letter? From my understanding, a GW is basically asking for the Credit Company for erase what I have done bad. Also, some CA has told me I need to contact the OC when I have called them. Can anyone advise please? Thanks!