GW question... - myFICO® Forums - 694149

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So I sent a GW letter to Emerge Card/FNBO about 2 months ago. Got a letter stating that they will remove my TL for all 3 CB. Please allow 30-60 days for your CR to be updated. Both EQ and TU was deleted right away but it is still showing on my EX after 60 days. Any advice on who should I call...EX or Emerge Card Services? Should I dispute it with EX. Thanks in Advance

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

Citi Custom Cash $4,000

US Bank Platinum $5,000

Chase Sapphire Preferred $15,000

Chase Amazon VISA $3,000

Chase Southwest VISA $7,000

Overstock $24,150

Discover It Cash $3,800

Discover It $14,500

AMEX Business Bonvoy $10,000

AMEX Business Cash $6,000

Amex Hilton Surpass $5,000

Amex Delta Skymiles $6,000

New York & Co $4,000

BrylaneHome $4,000

Macy's Store Card $8,600

Macy's Amex $25,000

AU TJ Max $10,000

AU Cap1 Walmart $5,500

Amazon Prime Store Card $10,000

PayPal World MC $20,000

PenFed Power Cash Rewards $17,500

PenFed Platinum $15,000

Capital One Quicksilver $3,500

Apple Card $4,500

Aspiration Zero $20,000

GAP Barclays $3,000

Venmo Visa $15,000

X1 VISA $26,000

Gemini MC $15,000

BoA Americard $14,000

Wells Fargo Autograph $2,500

Alliant VISA $8,000

Citi Costco AU $10,000

> >CREDIT UNION

Navy Federal Credit Union: Savings/Checking

Langley Federal Credit Union: Savings/Checking

University of Hawaii Credit Union

Alliant Credit Union: Savings/Checking

PenFed Credit Union: Savings/PL

EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756

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1 REPLY 1

I would not dispute. It can lead to worse things happening.

Call the creditor and let them know it has still not been removed from EX. Maybe they forgot one CRA was reporting.

If that doesn't work, send a copy of the letter to the CRA. It may or may not work depending on the CSR who gets the letter.

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