New Member
Posts: 4
Registered: ‎12-24-2012

GW removing old tradelines?

I am looking for some advice on how to clear up an old delinquency.


I had a Macy's card that went into collections because I forgot to have them forward my mail when I moved and I completely forgot about the account. So it was my bad, completely. Went to collections and I got a paid charge-off status.


This is scheduled to fall off 6/2017.


Is there any way to remove this from my report or ask for them to kindly delete it given the rest of my good credit history with them and other lenders?

or do I just wait 4 years for it to fall off?

Posts: 22,408
Registered: ‎01-17-2008

Re: GW removing old tradelines?

The thing with a GW is, it never hurts to ask.


Some creditors will, some won't.

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