I am looking for some advice on how to clear up an old delinquency.
I had a Macy's card that went into collections because I forgot to have them forward my mail when I moved and I completely forgot about the account. So it was my bad, completely. Went to collections and I got a paid charge-off status.
This is scheduled to fall off 6/2017.
Is there any way to remove this from my report or ask for them to kindly delete it given the rest of my good credit history with them and other lenders?