12-24-2012 11:52 AM
I am looking for some advice on how to clear up an old delinquency.
I had a Macy's card that went into collections because I forgot to have them forward my mail when I moved and I completely forgot about the account. So it was my bad, completely. Went to collections and I got a paid charge-off status.
This is scheduled to fall off 6/2017.
Is there any way to remove this from my report or ask for them to kindly delete it given the rest of my good credit history with them and other lenders?
or do I just wait 4 years for it to fall off?
12-24-2012 12:10 PM