I wrote Chase a GW letter asking to reconsider reporting lates on an older closed car loan (final payment was 5/2007). Transunion shows 3 30-day lates; Experian shows 1 30-day and Equifax shows 3 (they also all show different delinquency dates as well - - I typically paid via their website, sometimes right before the 30 days were up so I'm wondering if there was a delay in the payment??? I only have about 3/4 of the printouts from the payments, which I didn't include in the first GW letter). Received a letter today from them saying they will remove 1 30-day delinquency.
My question is should I continue to write GW's to them or just be happy with the one removal?? Not sure what success people have had with Chase regarding GW's. We're planning on buying a car within the next six months or so. Sent out about 5 GW letters, this was the first response received thus far.
Message Edited by kbella on 12-27-2008 02:52 PM
TU-579 EX-551 EQ-562 as of 1/14/09 (ouch)
