GW success Fashion Bug/WFNB!!

honky · ‎04-16-2012

Ive run out of things to fix on my report, so I began working on my wife's 3 baddies. She got a letter in the mail saying they would honor the request because htey want to maintain high customer service!

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)

bridgetkaryn · ‎04-17-2012

Can you send me the address you sent your letter to??

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!

Take the FICO Fitness Challenge

spagal · ‎04-17-2012

I would also be interested in this info. I have been trying to clear up a snafu with them for two years!!!!

I was stupid and didn't close two open and long paid off accounts with them prior to filing BK.

They labeled the two accounts as IIB. After calling and writing several times they have sent me letters stating that both accounts were paid over a year prior to the BK filing but refuse to budge on changing the status back to paid as agreed. I don't care if they write "Closed by creditor" but I think its harsh that they slapped IIB on there (totally legal and within their rights as I should have been on top of the game and closed the accounts before this whole fiasco, but with a divorce and the humiliation of BK it wasn't on the top of my to do list...on WFNNB's part is was just a really crappy thing to do when the account history was 15 years old and never late and PAID OFF!!!)

So maybe now they are feeling are more generous with their client reputation.

BK discharged 7/2010 -
TU 624 8/2010 TU 675 6/2015
EX 664 7/2011 EX???

40 pt climb in 1 year with 3 positive TLs (school loan, auto loan & 1 credit card)

honky · ‎04-17-2012

I dont recall the website, but I found it by searching fashion bug in these forums.

They have a website for their parent company and I sent an email through their website. I didnt actually have an email address. I was really hoping theywould reply via email so I had one in my list, but we got a letter in the mail about 2 weeks later.

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)

spagal · ‎04-22-2012

Thanks, I will try a search.

I have writing writing hard copies. This is my one and only credit project.

Everything else is correct as is this. Its just personally annoying that they treated me this way after 15 years of perfect payment. I feel like they gave me the bird...

BK discharged 7/2010 -
TU 624 8/2010 TU 675 6/2015
EX 664 7/2011 EX???

40 pt climb in 1 year with 3 positive TLs (school loan, auto loan & 1 credit card)

bridgetkaryn · ‎04-22-2012

Honky,

What did you say in your email? I have tried explaining about why I was late and have always gotten a big fat NO...

Thanks!

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!

Take the FICO Fitness Challenge