I received responses from Round 1 today:
- US Dept of Edu - deleting all lates (6 total of up to 120 days late), Capital One CC deleted all lates (2 x 30)
- Merrick said no, Cap 1 Auto said no
I also mailed round 2 today:
- HSBC (x4 new addresses)
- Orchard Bank
- Cap 1 Auto
- Americredit
- Merrick Bank
Between GWs, valid disputes, and paying down util %, my EQ Fico is +95 since May 11.
I've never posted before because you all hand me all the information I need just be reading and searching the existing threads. I can't thank you all enough!
5/11/08 FICOs: EQ - 551
8/6/08 FICOs: EQ - 659, EX - 663, TU - 683