Reply
Member
djalap
Posts: 14
Registered: ‎07-01-2008
0

Re: GW this....support group!


djalap wrote:
Had no idea what a GW or PFD was before I came across this forum. I started with late payments on 6 accounts (RS-Sam Ash, Express, Goodyear, Verizon Wireless, Dept. of Ed, FNB Omaha). 1 Month later, I have only FNB Omaha and the Dept. of Ed left. Thanks for the help!! My scores have gone up over 50+ points on all 3 reports. If only I could get the Dept. Of Ed. to drop the lates (from Oct. 07), I think I would be close to realizing my goal of 700! Here's to hoping! Good luck to everyone, keep trying! It does work!

Score went up 52 pts today!! (I have no idea how!)

 

Only late payment now is Dept. of Ed, but I have no late payments in a full year now. In the beginning of 2008, my scores were between 595-610. Now I am at close to 700, and 726 on one!!!

Thanks for all your help everyone here. I can finally realize my dream of owning a home (as soon as I find one). Keep at it, and great things can happen!

Regular Contributor
tidbit1
Posts: 179
Registered: ‎09-16-2007
0

Re: GW this....support group!

I sent out another GW to that stupid Equity Residential..   I don't think they are ever going to cave.     :smileymad:
Regular Contributor
Ceejay1978
Posts: 213
Registered: ‎09-28-2007
0

Re: GW this....support group!

Im still fighting with:

 

Crap One- remove 2 lates

Walmart/GEMB- remove 2 lates

Chase-Lates that turned into CO but eventually paid off thru CACH

CACH-

HSBC/Orchard- Lates--> CO paid thru CA but CA not on CR

Shell/Citi-Paid-remove lates

Verizon- send PFD but never got a response.

Macys-said they would remove but havent yet

 

 

So i am going to try this "planet feedback" ..... 

 

Member
diggingout
Posts: 14
Registered: ‎08-14-2008
0

Re: GW this....support group!

Put me in the success column! In my fervor to clean up my credit, I somehow misplaced a Discover bill that went 30-days late this summer. Thanks to this forum, I immediately sent a GW and today I checked my Scorewatch alerts, and sure enough it's come off. Now I'm working on GW with BOA and Citibank for 60-day lates on closed accounts. They were opened only for a short time, so I'm asking forTL  deletions. I'm not giving up until I hear YES!!!

 

 

Valued Member
toa700
Posts: 44
Registered: ‎09-25-2008
0

Re: GW this....support group!

How did the peoples energy good will go over?
Valued Member
toa700
Posts: 44
Registered: ‎09-25-2008
0

Re: GW this....support group!

I love it!!!!!!!!!I hope they burst into tears and REMOVE IT.......
Contributor
jar1154
Posts: 103
Registered: ‎09-29-2008
0

Re: GW this....support group!

Which address did you use for Discover?  I sent a letter on Monday and used the one on the back of my statement which was the office that does reporting to the credit bureaus. 

New Visitor
LilWbcountry
Posts: 2
Registered: ‎07-19-2008
0

Re: GW this....support group!

Hi folks..Mama got me on here.  lol  Love the names.  I have tried the few GWs a week, even with companies that were supposedly notorious for cooperating to no avail.  I have the labels for the envelopes, etc.  I'm in.
Regular Contributor
ixoxo
Posts: 171
Registered: ‎08-01-2008
0

Re: GW this....support group!

Hi GWers.  I have had no luck with GW letters to HSBC Auto Finance. 3 letters so far to 3 different addresses no positive replies. All 3 have been replied to from the same address. The letters say that they received notification of possible credit bureau reporting discrepancy and for me to complete an enclosed form and provide supporting documentation. In that form it also states that they are unable to remove valid delinquencies based on courtesy requests. Dang!!! I sent 2 more letters today one adresses to the CEO. Doesnt hurt trying. Good luck to you all
Member
diggingout
Posts: 14
Registered: ‎08-14-2008
0

Re: GW this....support group!

For Discover, I sent to a bunch of addresses, but the one that shows up as reporting the change was 12 Reads Way, New Castle DE, 19720-1649. I also used Planetfeedback on this one. BTW, they did send me a reply that said they wouldn't make any changes, but the changes were made nonetheless.  Good luck!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}