Credit Card Center Advertiser Disclosure†
03-20-2009 07:06 AM
Yesterday, I emailed Macy's a GW letter asking them to delete a 30 day late that was from July 2008. I received a response from them this morning. Not only are they deleting it from my account, but they are refunding the late fee!! I have only been reading this forum for about two weeks and am learning so much!! Thanks for the great advice.
03-20-2009 07:27 AM
03-20-2009 09:03 AM
I'm sending off a GW letter to Drive Financial and VZW today, both who are very stubborn and which i see dealing with for many many months to come! Wish me luck!
03-20-2009 09:22 AM
03-20-2009 09:28 AM
When you use PFB do you make your letter public? If so, how does the company get your account and contact info. I mean, I wouldn't want that info public...
I've had a lot of success just hunting down the CEO email addresses and emailing them directly
Now... I am having a problem with a Macy's PAID charge-off.
03-20-2009 09:37 AM
I din't include personal info on the letter since PFB will do that for you (not even my name). Yes, they will post the letter to the public, but just the letter. As per the account info, both of the times the OC had contact me through my email (since PFB give it to them) asking me for the account number.
Now, I have sent 6 letter through PFB but I only got result in two, but hey, something is something right,.... I'll just keep sending them,,,,,
03-20-2009 09:44 AM
03-20-2009 09:59 AM
03-22-2009 01:45 PM
03-22-2009 02:17 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.