Any advice would be greatly appreciated!!!!
lukeskywalker7 wrote:Hi,Wow, this is all amazing. I want to join your club. I want to send out a goodwill letter but I need your help with a template or link to a really good one. It is to a CA that a Meijer food store contacted for a $54.00 check that I went in and paid in full along with their fees in 2004. It shows as a charge off on my credit reports.your help will be very much appreciated.thanks
fonzie57 wrote:I have had a couple semi-successes with Citi. GW'd 2 Citi Sears account - one that is mine (closed) and one that I am an AU on. I received letters for both stating that the delinquencies will be deleted.EX - all lates removed even before I received the responses.TU - some lates removed, some left on reportEQ - NOTHING has been removedThis leads me to the question of what I should do. I have the letters stating delinquencies will be removed dated 5/29 and 6/17. The AU account still updates every month since there is still a balance, but even with July's update no lates were removed from Equifax. I don't want to dispute w/EQ for fear the TLs will be deleted.What should I do!?(BTW both DDs had successful GWs w/Citi although there are still lates on one of their TU's)
Thank you, thank you, and thank you!
In late May I sent you a letter asking for a goodwill adjustment on a few late payments that were listed on my credit reports. You came through and helped us and I appreciate it. While the lates are still listed on Equifax and some remain on TransUnion, Citi Sears came though totally on Experian. Every little bit helps!
I am writing you today to ask for help in removing the remaining lates off of TransUnion and to remove the lates listed on Equifax. Enclosed is a copy of your letter responding to this.
Thanks in advance,