07-06-2008 09:22 PM
Any advice would be greatly appreciated!!!!
07-07-2008 07:45 PM
07-07-2008 08:48 PM - edited 07-07-2008 08:49 PM
07-09-2008 09:33 PM
lukeskywalker7 wrote:Hi,Wow, this is all amazing. I want to join your club. I want to send out a goodwill letter but I need your help with a template or link to a really good one. It is to a CA that a Meijer food store contacted for a $54.00 check that I went in and paid in full along with their fees in 2004. It shows as a charge off on my credit reports.your help will be very much appreciated.thanks
07-11-2008 08:40 PM
07-12-2008 08:05 PM
07-12-2008 08:28 PM
fonzie57 wrote:I have had a couple semi-successes with Citi. GW'd 2 Citi Sears account - one that is mine (closed) and one that I am an AU on. I received letters for both stating that the delinquencies will be deleted.EX - all lates removed even before I received the responses.TU - some lates removed, some left on reportEQ - NOTHING has been removedThis leads me to the question of what I should do. I have the letters stating delinquencies will be removed dated 5/29 and 6/17. The AU account still updates every month since there is still a balance, but even with July's update no lates were removed from Equifax. I don't want to dispute w/EQ for fear the TLs will be deleted.What should I do!?(BTW both DDs had successful GWs w/Citi although there are still lates on one of their TU's)
Thank you, thank you, and thank you!
In late May I sent you a letter asking for a goodwill adjustment on a few late payments that were listed on my credit reports. You came through and helped us and I appreciate it. While the lates are still listed on Equifax and some remain on TransUnion, Citi Sears came though totally on Experian. Every little bit helps!
I am writing you today to ask for help in removing the remaining lates off of TransUnion and to remove the lates listed on Equifax. Enclosed is a copy of your letter responding to this.
Thanks in advance,
07-13-2008 05:37 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO