@Shellie wrote:Do ask for "goodwill adjustment"? or word it some other way?
There are no rules or guidance really to give about GW... people have had success in every way imaginable.. using emails, faxes, letters, calls, cookies, flowers.. whatever you can think of someone has tried and probably had success..
What you are asking is so open ended, you aren't going to get too many suggestions outside of 'make it personal' -- everyone has their own personal touch.
My favorite thing to add to GW letters of all variety is "Although the FCRA requires all information that is reported to the credit reporting agencies is accurate, it does not require all information be reported. Therefor, your company has descretion in what it chooses to report. I hope you consider a deletion of what is currently reporting in my case" or something like that..
But yes, I have had plenty of success via email.. probably at least 5 accounts... but then again, I had a million accounts... 
-scott
@esmer0924 wrote:I did with Credit One
They removed it from my credit report
Would you mind sending me the email that you used? I have been trying to get Credit One removed for a while! Thanks.
