So I sent an email to gemb hoping to have one 30 day late removed from January. I've had the account almost 3 years never late except this one time someone called me two hours later left vm stating they would be sending me a letter about my situation. I figured it was a no. However I was disputing some in accuracies this morning noticed only one negative account I thought that's strange to my disbelief tl reflects no lates. First try woohoo. Thank you I would never know. Now I need to wait on my other gw because I need to get that account reopened nordstrom was a 6 month period before they reopen them but once I do and pay onetime ill try them as we'll. I was honest said I got behind and never had done this before have 3 accounts with them and like to continue to build good financial relationship. Woohoo. Thank you to this forum.
Starting Score: 534
Nice. 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Yes it did jan I had made feb and march on timrle before I requested it. And never been 30 day late before jan.