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Garnishment Judgements completed not updated on my credit report. please adv

Established Member

Garnishment Judgements completed not updated on my credit report. please adv

Hello thanks for this forum i was able raise my credit score to 600's  my goal is 700's get 10k card. 

 

took  months Garnishment Judgements to completed paid in full not updated on my credit report.

 


$1,407
Velocity Investments Llc
date created Nov, 2012

STATUS                   The status is clear 

DATE PAID              no date                 

I have the letter from velocity investments it was paid in full, i know will be removed in 7 years

Do i need to send letter to all 3 and update the status and the date was paid in full  on 1/15/2013 ? status and the date paid helps ? I trying to buy a house please advise , 

 

 

 

640 Equifax 5/08/2015.
630 Transunion 5/07/2015
641 Experian 6/01/2015
Message 1 of 3
2 REPLIES
Moderator

Re: Garnishment Judgements completed not updated on my credit report. please adv


iAstroboy wrote:

Hello thanks for this forum i was able raise my credit score to 600's  my goal is 700's get 10k card. 

 

took  months Garnishment Judgements to completed paid in full not updated on my credit report.

 


$1,407
Velocity Investments Llc
date created Nov, 2012

STATUS                   The status is clear 

DATE PAID              no date                 

I have the letter from velocity investments it was paid in full, i know will be removed in 7 years

Do i need to send letter to all 3 and update the status and the date was paid in full  on 1/15/2013 ? status and the date paid helps ? I trying to buy a house please advise ,

 


A satisfaction of judgment has to be filed with the court and if you have that paper you need to get it filed. I would then look into your states laws to see if you can get it vacated on grounds its been paid, if you can its gone from your CRs now instead of the 7 yrs from date of its entry,

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 2 of 3
Community Leader
Epic Contributor

Re: Garnishment Judgements completed not updated on my credit report. please adv

The plaintiff is required under ther rules of civil procedure to notify the court within a set period after the judgment is satisfied.  It should be reported to the court by them.

 

The court will not update your credit report.  They did not report thet judgment, and are not involved in credit reporting.

Once the court has obtained notice of satisfaction from the plaintiff, they will update the public record.  You should then contact the CRA and request they recheck the public record and update their files to show that the debt is paid.

Message 3 of 3