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@Anonymous wrote:Do you typically get responses back from the letters in snail mail from all 6?
Definitely not. I usually get one response back, sometimes two. Never more. I figure most of the people that open up the letters skim over them quickly and toss them in the trash can in their 6x6 cubicle without taking the time to respond. It's all good; I get it. Lenders are all different. I've had some grant me GW adjustments literally every time I've asked. I've had others never respond to my letters but grant GW adjustments. I've had some tell me that they never do and never will grant GW adjustments so it's a waste of my time to keep trying... but I still do. Wells Fargo has got to be the toughest nut to crack. I searched these forums high and low and I think found 2 people total that got a GW adjustment from them, one in 2008 and one in 2011 and nothing since. I've had zero luck thus far, not even a ray of hope from anyone via snail mail, email or on the phone. Today I spammed an email to 6 or 7 different "higher ups" emails that I could find so we'll see if any of those get my anywhere...
I have had 0% success in goodwill letters in mail, fax, and email. On the other hand, I am trying it on 2 mortgage companies who think adjusting late marks is like parting the red sea.
Does anyone have any email address for cap 1? I have a few late payments with them.
@Anonymous wrote:Does anyone have any email address for cap 1? I have a few late payments with them.
@Anonymous wrote:
Well time for another round of gws to cap one. This time I'm taking advice and found as many "higher up" officials names. I sent out of total of 10 emails and 3 snail mail. Lol. Only two emails were kicked back.
Nice. I'm pretty sure there's another active thread in here within the last several days where someone posted that they received a GW adjustment from Cap One. It may be worth checking out that thread and/or sending a PM to the OP to arm yourself with additional knowledge.
@Anonymous wrote:How long have you been sending them for?
I have been trying to get Wells Fargo and CitiMortgage to remove late payments for about 7 months now.