Hey all, I spoke with a CO company in a small town and he wanted to help me, but couldn't understand how he could delete it off my account. What can I tell or send him to help him out? Thank you.
I am actually having the same issue and I think it is sadly hilarious. The only collection I have is a medical collection owend by a small CA in a small town in the mountains here and they were more than happy to delete - but I don't think they know how to delete the account. When they last updated, they had basically removed all of their company information from EQ but nothing from the other two. So, I think she just tried deleting all the information and not the full account.
They even sent me a letter a few days ago saying they would update at the end of this month. I'm not even sure how to approach this one.
It takes 30-45 days, and if you dispute it on your credit, you risk disputing the deletion letter they sent as well, I learned this the hard way. Wait 45 days then contact CRA's by phone and see if they have a record of it, then dispute if they don't
interesting. Not sure what to tell them, bumping since maybe someone else has experience in how to help you. Good luck.
Assuming that the creditor is using the Metro2 format, here are the instructions:
"To delete an entire account, report Account Status Code DA (Field 17A). All borrowers will be deleted along with the account history"