Get a secured credit card? Need advice

[mjh1024]

Hello,

I am currently working hard to pay off all credit card debt and increase my score.

I have 2 revolving open accounts:

Cap 1 - $2,900 balance / $3,000 limit

1st Premier - $0 balance / $300 limit

And 2 closed accounts:

Chase Best Buy - $2,950 / $3,600 limit

HSBC - $540 / $750 limit

My question is, would it help to open a secured credit card to help build my score while paying off these debts?

I don't know if it's best to open a new fresh credit line (secured card) in order to show excellent spending habits

Or 

use the open and established 1st Premier card to make a small purchase and pay in full each month.

Anyhelp and advicewouldbeappreciated!

[stormb28]

Lower your utility immediately. Youre pushing it to the max on almost every card. Lowering your utility will help your scores more than opening up a new TL.

[jadeite788]

yes it is your utilization.  I would tackle cap 1  firs since it is an open account.  Try to pay off at least half of that so it will put you at less than 50% UTIL.  Those close accounts HSBC I would do first.