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Getting CreditOne to remove late payments?

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Anonymous
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Getting CreditOne to remove late payments?

Hi,

 

I've rebuilt my credit very well the past two years but the only thing hurting my score right now is too recent deliquency with CreditOne Bank.

 

My late payments are..

02/2016 - 30 Days

03/2016 - 30 Days

04/2016 - 60 Days

05/2016 - 90 Days

06/2016 - 120 Days

 

As of now, my account is still open with a 1k limit 0% util. Besides these six late payments, I've had the account since 12/04 with no other lates. This is currently really hurting my credit score (620 right now).

 

Anything I can do to get them to adjust the reported late payments?

 

Thanks.

Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: Getting CreditOne to remove late payments?

Welcome to the board Smiley Happy

 

You will need to begin a GW letter campaign asking for forgiveness and removal of those marks from your CRs.

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

Message 2 of 2
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