09-09-2008 06:37 PM
09-09-2008 07:14 PM
09-09-2008 09:13 PM
Why does it take so long to get items removed from Experian? I had a Bankruptsy almost 3 years ago, and I had a timeshare on the bankruptsy. It was reported as a Foreclosure and that hurt my credit worse than the Bankruptsy. I called the timeshare company and they agreed to remove the word "foreclosure" from all reports. They contacted the credit bureaus electronically to remove this. It was never reported on Trans Union so no problem there, Equifax removed it immediately, but Experian is taking their sweet time. It has been over 2 weeks since this was sent, so I filed a dispute with Experian hoping that would hurry them along (the timeshare company recommended doing this, thinking this would hurry the process along) still nothing. I am trying to buy a house and the banks have told me that as soon as this is removed, we should be able to move forward. Meanwhile I am afraid the house I want will be sold before Experian gets in gear and gets this taken care of. Any ideas of how to move them along?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO