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Getting INQ removed.

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thatguy1
Contributor

Getting INQ removed.

I am trying to get some INQ removed from my report. How should I go about this?

 

One of them is Jerald Kaplan law office (Hired by MCM) that I never authorized.

 

Another is from O'reily Auto Parts (Small business line for credit for auto parts) which is only used for small parts/fuilds for my UHaul dealership.

 

Last is a Oil company CC for my business.

 

 

I remember reading that business related items should not be on my personal CR?

$15,400 - $1400 Just Unsecured- $10500 - $2300
123 Rewards AU $1500 - BofA AU $2300 - Discover It AU $7200 - Discover It AU $8000
~505 EQ in Jan of 13, now at EQ 690 / TU 674 / EX 681 according to myFICO.com.
Message 1 of 3
2 REPLIES 2
guiness56
Epic Contributor

Re: Getting INQ removed.

The law office would have PP because they hold your debt.

 

Business related accounts, unless you are personally responsible for the debt, should not be on your CR.

Message 2 of 3
llecs
Moderator Emeritus

Re: Getting INQ removed.

OP, most biz accts out there require a personal guarantee. Most of mine required that I agree to cover the debt if the company defaults. That allows them to pull my credit to check on my credit worthiness to make sure I had the ability to repay the debt in the case of a company default. While most all PG inquiries will report, only a few rare PG'd biz accounts will report. Typically they'll only report if there is a default.

Message 3 of 3
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