I have a similar situation. I went to a dr. when I had a certain insurance and then this shows up on my report. My issue is that I never looked into it then. I no longer have that insurane and don't recall of that insurance information. Is there any way for me to fix my situation? please advice. I took my insurance with me and was insured, somehow they did not bill the insurance and now I have this collection on my report and it was 50$ and now it says 275$ even though original bill was 50$. AWA has mine.