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Browse credit cards from a variety of issuers to see if there's a better card for you.
In addition to Cap One, I have a secured card from First National Bank of Omaha (FNBO). Happy with them. They manually review the app, so it might take a while. I think from the time I apped to the time I got my card it was two months. But they say they can offer CLI after 7 months, and will consider graduating to unsecured after 11 months. Look for Banks that will graduate the card after a year or so. Also consider a local credit union. The Navy Credit union is popular here, for those who can join.
The Bank of America secured card will graduate to a regular card after a year. You can also convert it to a rewards card once you've had it for a month or so.
https://www.sdfcu.org/emv-creditcards
No HP required
Great rate
Reports to all 3 CB's
No AF
No FTF
EMV chip
Just doesn't graduate but excellent building tool for scores and history
Also secure loans available for a great credit mix (installment loan)
https://www.sdfcu.org/share-secured-loans