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I have 2 accounts from us dept of ed on my cr one of them shows clean and the other has 2 120 lates but they are the same account... i called up us dept of ed and explained that to them she said that happens all the time and to fax them over the cr and they will fix it so i did. this is what i wrote.
If it doesnt work, mail a goodwill letter to them explaining everything.
im hoping it will work because the account was never truly late and the woman on the phone said it has been happening a lot.
You will be fine, everything about credit and repairing falls in the hands of time. I wish it can happen tomorrow LOL