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Getting rid of two baddies...what should I do?

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FICOMari
Regular Contributor

Getting rid of two baddies...what should I do?

Hello everyone!!
 
I have two accounts that are listed as derorgatory on all three of my Credit Reports. They are a Chase Bank Credit card and Fashion Bug credit card.  They are both settled (paid) accounts.  Both are due  to fall off in May of 2009.  I don't want to wait that long.  How would I go about having them removed as soon as possible?? 
 
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1 REPLY 1
Anonymous
Not applicable

Re: Getting rid of two baddies...what should I do?

Your only option is to send a GW letter to the creditor reporting and ask for them to remove them.
 
If they won't, you are stuck with them until May. Sometimes the CRA deletes a few months early on their own.

FICOMari wrote:
Hello everyone!!
 
I have two accounts that are listed as derorgatory on all three of my Credit Reports. They are a Chase Bank Credit card and Fashion Bug credit card.  They are both settled (paid) accounts.  Both are due  to fall off in May of 2009.  I don't want to wait that long.  How would I go about having them removed as soon as possible?? 
 



Message 2 of 2
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