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I called a CA to verify an old (fully paid) collection account that was sitting on my EQ report. They found my name and original creditor, but they did not have the correct SSN. Can I have EQ verify this account and move to have this removed?
Is there anything wrong with the way it is reporting?
Well truthfully, I don't remember paying this account or getting any notification about it. I contacted the original creditor (Washington Gas) and tried to get information out of them, but they stated that they didn't have any record of this account. They gave me the number to their collection agency, who said they couldn't verify this account (although they validated that a person with my name and this creditor were listed as having this amount in collections that was fully paid). They couldn't reconcile the SSN differences, and when they told me the SSN on their end...it was no where close. They told me I would have to go back to Washington Gas to get more information...but that would just bring me back to the beginning of this research...
Just weird..
If you do not remember the account or do not think it is yours then, yes you can dispute it.
If they use EOscar and the account information is still in the database it could very well come back verified.