Good Secured CC for Rebuilding

[kaymom]

Hello Forum,

What are some good secured credit cards for rebuilding? I already have two store cards, JCP and Belk and one visa card with my local credit union.

[from500to700]

Capital one they report to all 3 CRA
applied bank low interest if you carry balance but the report to : experian and trans union NO equifax reporting

[rebuildingincb]

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@kaymom wrote:

Hello Forum,

What are some good secured credit cards for rebuilding? I already have two store cards, JCP and Belk and one visa card with my local credit union.

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I just got a Cap1 Secured, they gave my $200 limit for $49 (with high 500 scores) and I immediately added $100 to get $300 limit. I plan on increasing mine gradually to $1k over next year and then apping for a Barclays or something similar.

Depending on how long you have had your current cards, you may want to get 5-6mos of history with those too.

[hopingsoon]

Applied Bank : secured :start $200 Limit NOW $5000 Limit
Capital One : secured :$200 Limit Now $3000 Limit

How did you get those limits so high? Do you ask them for an increase or do you just send them more money??

[from500to700]

I send more money

[hopingsoon]

That's pretty sweet.

[HiLine]

I don't think you need a secured card actually. You already have a non-secured bank card don't you?