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All,
After reading about GW letters having success on this forum I decided to give it a try. Currently I have a collection on all three CRA from 2006, it was a college debt from when I got orders to deploy to Iraq in late 05. I dropped two classes and sent them the school my orders, they thanked me by giving my wife a hard time and sending my account to collections. We paid it as soon as we found out it was in collections. GRC was actually not bad for my wife to deal with, so hopefully since it is close to coming off my reports anyway, they will remove it now.
Well Fargo was a signature loan that was shown as 120 day late for over a year even though we were paying them, but I guess we weren't paying them enough through our DMP. It was PIF in Jan 2010, so hopefully they will help us out as well. I'm hoping since I am currently in Afghanistan that both will show mercy, we will see.
Grant
Good luck and thank you for your service!