Frequent Contributor
Posts: 291
Registered: ‎03-17-2011

Good news and Bad news: 2 out of 3 moved, but I need the third

So I had LVNV funding get deleted after I paid them off in a settlement. However, this was Before Credit Awareness (BCA?) and I didn't go for a PFD.


So good news, all in all, right?


14 point jump at Transunion. 15 point jump at Equifax. And ... nothing at Experian?

So I went back and confirmed: It was showing as a negative account. It is no longer there. It suddenly disappeared at the very end of April. What in the hell is going on? I've been sitting at a 649 since April 14th without movement and am still looking for a measely 1 POINT at this time in my life. What should I expect? 


Re-entered the garden on 9/16/2013.

Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)

Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.