Good news not so good news

Anonymous · ‎06-28-2016

The only collection account on hubby's EX was deleted and caused a 40 point jump. Waiting until it and the other collection gets removed from TU and EQ to pull his scores from CCT. The not so good news is I goofed and let my newest Cap1 card report a balance (but had made way more than the minimum payment on it, ran about 2000 through it last month). Oh well, UTI has no memory.

RonM21 · ‎06-28-2016

Exactly. No memory. This is one of those things you can recover from and get over in a hurry. It's not really even worth thinking about. Good on the collection being removed though!!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-28-2016

It's a Virgo thing, it has always reported a zero balance. And the sad thing is that I was just looking at my spreadsheet and didn't notice that the statement was about to cut.