Long story short, I was overseas and my wife didn't pay any credit cards the first month. We had 30 day lates on almost every accout. So far I have had some success getting them removed
AAFES/Star Card- I had a 30 day and 60 day late on my report. I emailed them the GW letter and they asked for a copy of some paperwork. I sent it in and got an email 3 days later letting me know that they had removed them from my report.
SYNCB(Reeds)- I was able to get it removed simply by calling them and explaining the situation. The rep was very helpful and said she had removed my 30 day from reports. It still hasn't gone through yet but I know she did because I have called since and spoken to different reps who acknowledged that it has been removed on their end.
CFNA(Firestone)- GW letter sent via online messaging app. They responded via email 4 days later requesting a copy of my "paperwork". I sent it through, and they replied the next day saying it would be taken off.
I have had no luck with Chase, USAA, or Credit One Bank. They all want to play the (We can't remove them its against federal law" game. I been nice enough to educate them on the FCRA and how it doesn't apply to simply removing information. They don't care.
BTW, I want to thank the myFico community for all the previous GW and rebuilding posts. I wouldn't have been able to get these off without you all! Thanks!
