In a goodwill letter, you ask the creditor that reported your late payments to remove the black mark from your credit report. Maybe you had an unexpected change of circumstances or financial hardship. Whatever the situation, your goal is to explain why you missed your payments and why the creditor should wipe them from the report.
Here is the contact information for BoA, Wells Fargo Dealership Services and Chase.
Wells Fargo
Fax Number 1-800-428-1767
ATTN: Credit Bureau Dispute Resolution Unit
Mail: Wells Fargo Deal services
ATTN DBDRU
Mail Code: D1644-01V
Po Box 1697
Winterville, NC 28590
Include
- Name
- address
- Social Security Number
- Account Number - 588-019-5264
- Name Credit Agency
- Details of Report
- Any documents
BoA
Address: Bank of America
PO Box 982234
Elpaso TX, 79998-2234
Chase
Address:
Chase Card Services
PO 15298
Wilmington DE 19850-5298
Address to Credit Bureau Correction Services
Info needed
Account Number
Last Four of SSSN
Description of what needs to be corrected
Hope this helps.
