02-02-2012 01:22 PM
I've sent to GW letters to Credit One bank to delete my 30,60 late payments and all i get is " It is our policy to report all payment histories to the Credit Bureas as the payment received and credited to the account. All Credit One bank accounts are reported to credit agencies every thirty days. Therefore, we are unable to grant your request to remove the delinquencies that have been reported." Has anyone had luck with this company if so please tell me. Thank You
EX 624 TU 605 EX ? 1/14/2012
04-24-2012 05:11 PM
I am in the same boat. I had a 30 and 60 day late back in 2009. Only late payments I have ever had with them in over 4 years. I sent them a GW letter 3 weeks ago. So far nothing.
04-24-2012 05:18 PM
They just deleted a CO for me today. I emailed them, cant wait for the next few days to see it off of my CR!
04-24-2012 05:22 PM
04-26-2012 06:16 PM
Could some one give me an email address to ask them about removing a late payment?
05-22-2012 12:14 PM
Credit One will delete old Charge-Offs if you fax them the letter from the collection agency saying you paid in full. They were actually super easy to deal with, and deleted within a day of my request!
06-28-2012 09:20 PM
07-04-2012 09:47 PM
I too, recently paid an old chargeoff account off and I haven't had any luck with getting this account taken off my credit report. Is there anyone in particular that I should contact within Credit One Bank. Everyone that I have spoke with, said that I had to wait for it to come off my credit report in seven years. Can anyone give me any contact information that will help me?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.