Reply
Valued Member
Posts: 31
Registered: ‎03-23-2010
0

Goodwill Letter to Credit One Bank

Hello,

 

I've sent to GW letters to Credit One bank to delete my 30,60 late payments and all i get is " It is our policy to report all payment histories to the Credit Bureas as the payment received and credited to the account. All Credit One bank accounts are reported to credit agencies every thirty days. Therefore, we are unable to grant your request to remove the delinquencies that have been reported." Has anyone had luck with this company if so please tell me. Thank You

 

EX 624 TU 605 EX ? 1/14/2012

Regular Contributor
Posts: 233
Registered: ‎02-22-2012
0

Re: Goodwill Letter to Credit One Bank

I am in the same boat. I had a 30 and 60 day late back in 2009. Only late payments I have ever had with them in over 4 years. I sent them a GW letter 3 weeks ago. So far nothing.

Current Score: FICO EQ657-TU660-EX691
Wallet: Cap One Rew. $3500, Cap One Plat. $2250, Barclay $3000, Old Navy Visa $2500, HSBC $2000, Credit One $2100, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2500-STORE CARDS: Amazon $3100, Lowes $2000, Kay's $7600
Regular Contributor
Posts: 104
Registered: ‎07-18-2011
0

Re: Goodwill Letter to Credit One Bank

They just deleted a CO for me today. I emailed them, cant wait for the next few days to see it off of my CR!

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
New Contributor
Posts: 51
Registered: ‎04-11-2012
0

Re: Goodwill Letter to Credit One Bank

Rogersave, how did you get them to delete? I have an old co with them. Also can you pm me the email address? Thanks!!

Starting Score: tu fico 555 4/11/12 ; eq fico 558 4/11/12 ; exp fako 550
Current Score: tu fico 649 09/06/12 eq fico 679 10/04/12 (pulled by lender); exp fako 642
Goal Score: 650


Take the FICO Fitness Challenge
Regular Contributor
Posts: 233
Registered: ‎02-22-2012
0

Re: Goodwill Letter to Credit One Bank

Could some one give me an email address to ask them about removing a late payment?

Current Score: FICO EQ657-TU660-EX691
Wallet: Cap One Rew. $3500, Cap One Plat. $2250, Barclay $3000, Old Navy Visa $2500, HSBC $2000, Credit One $2100, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2500-STORE CARDS: Amazon $3100, Lowes $2000, Kay's $7600
New Member
Posts: 3
Registered: ‎03-07-2012
0

Re: Goodwill Letter to Credit One Bank

Can someone PM me the email address for Credit One Bank please.

Regular Contributor
Posts: 119
Registered: ‎10-25-2011
0

Re: Goodwill Letter to Credit One Bank

Credit One will delete old Charge-Offs if you fax them the letter from the collection agency saying you paid in full.  They were actually super easy to deal with, and deleted within a day of my request!

New Member
Posts: 1
Registered: ‎06-28-2012
0

Re: Goodwill Letter to Credit One Bank

Could you please PM me what you did? This is one of two remaining baddies on my report. I paid the CA off but don't have a letter from them...would really like to GW this off. Thanks!!
New Member
Posts: 1
Registered: ‎07-04-2012
0

Re: Goodwill Letter to Credit One Bank

Hello,

 

I too, recently paid an old chargeoff account off and I haven't had any luck with getting this account taken off my credit report.  Is there anyone in particular that I should contact within Credit One Bank.  Everyone that I have spoke with, said that I had to wait for it to come off my credit report in seven years.  Can anyone give me any contact information that will help me? 

New Visitor
Posts: 2
Registered: ‎08-15-2012
0

Re: Goodwill Letter to Credit One Bank

If anyone would be so kind to send me the contact info for Credit One as well :smileyhappy:

 

thank you!!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.